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Credit Report Analysis

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Tuesday December 16, 2008
 

Understanding Your Credit Report & Score

With the new FACT ACT introduced this year, the Government rolled out legislation that for the first time allowed individuals to look at what is being reported on their credit report.  In addition it insisted that all three Credit Bureaus update information amongst themselves, something they had never done in the past. With these laws, credit repair has never been as easy as it is now.

Credit Score is not the same as Credit Report

We recommend that you look at your credit report and credit score three times a year.  You can go to www.annualcreditreport.com and choose from; Transunion, Experian or Equifax.  You will receive a credit report which will tell you details of your current credit and your credit history.  There is no charge for this service, however it does NOT give you your FICO credit score.  If you wish to review your credit score, or FICO Score as it is known in the industry -- that mystical number which if not in the right range could cost you a lot of money in financing -- you should go to Fair Isaac.  

You May Ask...

1. What do you do once you have this credit report? 

2. What if there is a mistake on it? 

3. How can you remove derogatory reporting? 

4. What can you do to improve your credit score

Credit Analysis and Credit Score Repair, Understanding Credit Counselor Credit Counselling Bad Credit Repair Fix Credit Report FICO Score Bad Credit Mortgages Credit Problems Sub Prime Loans, Subprime Loans

Start working on repairing your bad credit today? Call us, or email us!

How is your credit

Get Your Credit Analysis today!

Use our financial calculators to help you get more from your FICO Score.

Apply for a mortgage loan online, or download a printable version

Register for access to some detailed articles about credit, FICO scores, and your credit report!



What to do about Credit Repair?

For a small fee, which is refundable if you close a loan with us, our experts will use state of the art technology to analyze your credit report and give you step by step actions to help you repair and correct your credit.  We will give you a range of scenarios depending whether you simply wish to increase your score, or if you had $ 1,000 to spend on the repair what would be the best way to apply the $ 1,000 for maximum positive impact.

With our help you will be able to see the improvements between 30-60 days from when you start the process.  In the past it has taken many years to correct credit, depending on the issues and the response of both the creditors and the agencies they report to.  We will not only show you how to improve your credit scores, we will also educate you on how to maintain good credit in the future.

The first step before you apply for any financing should be an analysis of your credit.  It is well worth the time and effort!

Contact Us if you would like an analysis of your credit today!



Bad Credit Mortgages Cost You More! Begin Repairing Your Credit Today!

Apply for a mortgage loan online, or download a printable version

 

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