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Home Buyer's Checklist
Thursday December 18, 2008
Home Buying To Do List
You want to know how to buy a home? One of the most important things you can do when buying a home is to make a Home Buyers Checklist as you search for, find and ultimately purchase a property. Your home buying To Do List will keep your process organized. By keeping on top of your home buying game-plan at all times you will greatly increase your chances of success. With this in mind we have prepared a home buyer checklist for you to use to assist in keeping a good focus, and making certain you don't forget key issues. To save time, and learn much more about how to buy a home, bookmark our home buyers guide and refer to the below home buyers To Do List frequently. Read the home buyers guide pages that are linked to from the check list, and print them if you want to.
Be an informed buyer. There are well over 100 pages of information here as well as links to much more information. Numerous guides are available on specific subjects. Gather as much information as you can. You can keep up-to-date by subscribing to our free newsletter and by visiting this site often -- we update the information here on regular basis.
Begin the application process by getting prequalified and preapproved. Do this first. You will need your mortgage qualification, and it will significantly strengthen your offer when you find a home.
The best time to work on your budget is before you move.
Wondering about how much time is needed to buy a home? See the sample home buying timeline.
Find an Agent that you trust. It is important to do this before you go rushing off looking for homes or you may end up with no representation. See the Agency and Buyer Agent pages for important discussions regarding "who represents who." See the section on buying on your own for things watch for.
Determine your housing needs and wants to determine what types of houses you should be considering.
Familiarize yourself with the various types of housing available: Single family, multi family, townhouse, and condo.
Still have a question about a Real Estate or mortgage term or its definition? See our Glossary.
House Hunting Time! First, see the article devoted to finding the right home. Then, make a scorecard for each house to help you keep track of the properties you've seen.
Familiarize yourself with how to set a value on a house. This can save you a great deal of time and helps to avoid disappointment.
When you find an acceptable house, write an offer. Familiarize yourself with how offers become contracts.
Negotiate your best deal using the information you have acquired.
Make moving plans. If you plan to use a moving company, make comparisons and reserve time now.
Secure final loan approval and commitment from the lending institution. If you have done your "up-front" work, this should be one of your easiest steps.
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